Introducing The 4% Portfolio

I have been working very hard the past six months on a new site that is designed to help retirees build a retirement portfolio for themselves. This website provides a more intelligent way for retirees to follow the 4% Rule without having to sell stock or reduce their overall retirement savings each year. I am very proud to introduce to you The 4% Portfolio

The 4% Portfolio allows individual investors to take control of their retirement accounts. The 4% Portfolio provides a smarter, simpler and less stressful solution to retirement investing and is designed around the following ideals.

• Earn at least 4% in income each year through dividend payments without having to reduce your portfolio balance.
• Invest only in safe, established companies with strong financial histories.
• Increase the investor’s income each year through dividend raises.
• Reduce volatility within your portfolio.
• Reduce or eliminate worries about price fluctuations.
• Eliminate the reliance on price appreciation to fund your retirement.
• Eliminate paying high fees to the big financial corporations.

Forget Yield -- Dividend Growth Is The Metric That Matters For Retirement Income

Income investors had a little scare in May and June. Bond prices took a tumble and dragged down assets that have come to be viewed as bond substitutes—including popular dividend-paying stocks, MLPs and REITs.

Now that the dust has settled and the income markets have regained some semblance of normalcy, let’s take a step back and review the case for income stocks.  With the Fed’s quantitative easing eventually coming to an end and with bond yields likely to rise in the years ahead, does it still make sense to look to the stock market for income?  Or might investors be better off buying and rolling over a bond ladder to meet their income needs? READ MORE

Disclosure: Long O, WMT

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